Loan Officer

Houston, TX 77024

Employment Type: Direct Hire Job Function: Mortgage/Banking Job ID:: 131734 Pay Range: $19-22 / hour

Job Description

Position Summary: This position is responsible for receiving, reviewing, and processing applications for consumer, credit card, and line of credit loans. Meets with applicants to explain credit policies and to obtain additional loan information and documentation. Assembles and evaluates loan applications and approves those that meet initial lending criteria and are within approved lending limits. Presents loan requests above lending limit for approval as per loan. Ensures that members and prospective members are promptly and professionally served. Provides general Credit Union information and cross-sells services. Handles all member service functions such as opening member accounts and upgrading member accounts. Essential Functions: Assumes responsibility for effectively receiving, reviewing, and processing loan applications. • Interviews, takes applications, gathers information, and processes preliminary documentation on loan requests. • Evaluates and verifies loan applications and credit criteria. Computes debt ratios. Verifies employment and income. Determines value of collateral. Approves loans within limits of authority and notifies applicants of loan decisions. Requests additional information if required. • Coordinates and processes closings. Ensures that each loan is promptly and properly prepared, documented, processed, approved, and disbursed. • Calculates terms, finance charges, and insurance on loans for proper disclosure on promissory notes. • Assists in servicing loans by processing such items as payoff, refinances, problem loan workout arrangements, address changes, payment extensions, collateral releases, and payment due date changes. • Prepares title documents, verifies car insurance coverage, and makes car appraisals. • Sells ancillary products including debt protection, extended warranties, and Gap. • Performs duties of area personnel as required. • Ensures that lending operations are conducted in accordance with established Credit Union policies and are legally compliant. Ensures that loan requests are properly documented.

Meet The Recruiter

Renee Bayer
Direct-Hire Recruiter

I am an HR graduate from Texas A&M University! I am passionate about recruiting and helping candidates find their perfect roles. I am currently a Direct Hire Recruiter with Burnett Specialists focusing on accounting, finance, and supply chain. Let me help you find your next career! 

Burnett, a Texas-based staffing and recruiting company, has been consistently ranked number 1 by the Houston Business Journal. Our extensive network of connections with hiring managers and candidates across all industries makes us an invaluable asset to your growth and success. 

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About Houston, TX

Discover exciting job opportunities in the vibrant region around Houston, Texas! Known for its thriving economy, diverse industries, and endless growth prospects, Houston offers an enticing landscape for career-minded individuals. With world-class museums like the Museum of Fine Arts and a rich culinary scene showcasing Tex-Mex delights, BBQ joints, and food trucks serving up local flavors, Houston is a melting pot of culture and creativity. Home to the renowned Space Center Houston, the historic Astrodome, and professional sports teams like the Rockets and the Astros, this region exudes energy and excitement. Embrace the charm of this dynamic area while exploring job listings that could lead you to a fulfilling career right here in Houston!